Mediclaim policy is a comprehensive health insurance from National Insurance which provides complete protection to the insured person in case of medical emergencies. It covers all hospitalization expenses for illness, disease and accidental injury. Mediclaim insurance policy has been devised under the aegis of the Government of India.Coverage-The policy covers following hospitalization expenses with it’s sub limits-i)Room rent, boarding, nursing expenses, as provided by the nursing home/hospital. Room rent-1% sum insured per day subject to maximum of Rs.5,000/-, ICU expenses-2% sum insured per day subject to maximum of Rs.10,000/-. Maximum limit is 25% sum insured per illness.ii)Surgeon fees, consultant fees, specialist fees, medical practitioner, anesthetist. Maximum limit is 25% sum insured per illness.iii)Anesthesia, blood, oxygen, operation theatre charges, surgical appliances, cost of drugs and medicines, diagnostic materials, x-ray, dialysis, hr support for small businesses chemotherapy, radiotherapy, pacemaker, artificial limbs, cost of stent and implent. Maximum limit is 50% sum insured per illness.iv)Emergency ambulance charges provided for shifting insured patient from home to hospital or from one hospital to another. Limit is 1% of the sum insured, subject to maximum of Rs.1000/-v)Pre-existing diseases are covered after 4 continuous claim free policy years.Tax Benefit-Premium amount is eligible for tax benefit under section 80D of the Income tax Act,1961.Features-1.Cashless hospitalization through TPA 2.No pre-medical check up is required up to the age of 50 years3.Cumulative bonus on policy renewalPolicy Details-1.Entry ages is 18 years to 59 years 2.Policy renewal is up to the age of 80 years3.Spouse, dependent children above 3 months to 25 years and dependent parent can be covered under single policy4.Sum insured ranges starts from Rs.50,000/- and can be increased in multiple of Rs.25,000/- up to Rs.5,00,000/-.